Refinance / Debt Consolidation Calculator
Working hard but still struggling to get ahead?
High-interest credit card debt can make it feel impossible to build savings or make progress. Your home equity could help simplify your finances with one more manageable payment. Let's see if it makes sense for you.
Refinance & debt consolidation calculator
Current loan
Current payment (P&I)$0
New loan
New loan amount
$
Interest rate
%
Closing costs paid from loan
$
Cash back = new loan − current balance − accounts paid off − closing costs.
Accounts to pay off
Balances are paid from the new loan; their monthly payments go away.
AccountBalanceMonthly
No accounts added — refinancing the mortgage balance only.
Estimated monthly savings
$0
per month
Cash back to borrower
$0
at closing
New loan amount$0
Total paid off$0
Closing costs$0
New monthly payment$0
Estimate only. The new loan pays off your current balance, the accounts you select, and closing costs; the remainder is cash back. Monthly comparison is principal & interest plus the payments on accounts rolled in. A new term can extend how long you pay and may raise total lifetime interest even when the monthly amount drops. Excludes escrow, taxes, and insurance. Not a loan offer.
