Refinance / Debt Consolidation Calculator

Making Payments but Still Not Getting Ahead?

High-interest rate debt can keep consuming money without creating meaningful progress. Submit your information for a free, personalized review and see whether there is a more effective way forward.

Refinance & cash out

Refinance & debt consolidation calculator

Current loan

Enter your principal & interest only — not the full escrowed payment that includes taxes and insurance.

New loan
New loan amount $
Interest rate %
Closing costs paid from loan $

Cash back = new loan − current balance − accounts paid off − closing costs.

Accounts to pay off
Balances are paid from the new loan; their monthly payments go away.
AccountBalanceMonthly

No accounts added — refinancing the mortgage balance only.

Estimated monthly savings $0 per month
Cash back to borrower $0 at closing
Now
$0
After
$0
Current payment Debts paid off New payment
New loan amount$0
Total paid off$0
Closing costs$0
New monthly payment$0

Estimate only. The new loan pays off your current balance, the accounts you select, and closing costs; the remainder is cash back. Monthly comparison uses principal & interest only (enter your current P&I above), plus the payments on accounts rolled in. A new term can extend how long you pay and may raise total lifetime interest even when the monthly amount drops. Excludes escrow, taxes, and insurance. Not a loan offer.

HELP ME FIND A BETTER OPTION
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